The first ledger built for firms

Three devices on Digits

The best accounting platform for modern firms.

The pace of modern accounting doesn't wait for rules, clicks, and month-end marathons.

Less time closing. More time advising.

Digits automates bookkeeping, reconciliation, schedules, and the month end close so your team can focus on review, client relationships, and higher-value work. The ledger, reporting, collaboration, and firm operations all in one platform.
QuickBooks
Xero
Puzzle
AI Architecture

AI is the foundation. Digits is AI-native from day one, powered by the Agentic General Ledger™ and trained on 170M+ real transactions to continuously book, reconcile, and review the ledger.

AI layered onto legacy workflows. Intuit Assist supports existing QuickBooks workflows, while posting, reconciliation, and close remain user-driven and plan-dependent.

AI assistance added to traditional workflows. Xero combines bank rules with AI-powered suggestions, with accountants reviewing and confirming transactions before finalizing.

Rules-based automation enhanced by AI. Puzzle combines configurable and AI-learned rules to automate bookkeeping, reconciliation, and close workflows.

Accounting AI Model

Powered by the Agentic General Ledger™. AGL® is Digits' accounting-specific AI model architecture for accounting, with tiered intelligence that learns from firm standards, historical decisions, and review patterns to improve automation across every client.

Intuit Assist adds AI across QuickBooks, but public materials don't describe a domain-specific accounting model or firm-trained accounting AI.

Xero includes AI across selected workflows, but public materials don't describe a domain-specific accounting model or firm-trained accounting AI.

Puzzle uses AI throughout bookkeeping and close workflows, but public materials don't describe a domain-specific accounting model or firm-trained accounting AI.

AI Transaction Automation

AI automatically categorizes 95%+ of routine transactions. In benchmarking, Digits achieved 97.8% transaction categorization accuracy, outperforming every frontier AI model evaluated.

Bank rules, automation, and Intuit Assist help categorize transactions, but Intuit doesn't publish transaction categorization accuracy or benchmark results.

Bank rules and JAX help categorize transactions, but Xero doesn't publish transaction categorization accuracy or benchmark results.

AI automatically categorizes 90-95% of routine transactions using AI and rules, but Puzzle doesn't publish transaction categorization accuracy or benchmark results.

AI Bank Reconciliation

AI reconciles bank activity as transactions arrive. Digits continuously and automatically matches, reconciles, and finalizes bank reconciliations, with exceptions ready for review before they become a month-end backlog.

Reconciliation follows traditional month-end workflows, with AI assisting transaction review as part of the close process.

JAX helps match transactions during reconciliation, but reconciliation remains a traditional month-end workflow.

AI matches bank activity and pre-drafts reconciliations for accountant review during close.

Accruals Schedules

Schedules live directly in the ledger. Digits auto-detects and drafts schedules for accountant review. One approved by an accountant, Digits auto-generates the recurring journal entries.

Supports accrual accounting through traditional accounting workflows and recurring journal entries.

Supports accrual accounting through standard workflows, with schedules typically managed in an external tool or workbook.

Automatically drafts schedules and recurring journal entries from transactions. Accountants review before finalizing.

Realtime Financial Reporting

Financials update as the ledger updates. Financial statements, dashboards, and KPIs refresh as AI books transactions, reconciles, and reviews the ledger, so firms don't wait for month-end to see accurate financials.

Reports reflect posted transactions throughout the month, but accuracy depends on completing reconciliation and month-end workflows.

Real-time reporting is available, though financial statements depend on traditional bookkeeping and reconciliation workflows.

Financial statements update as transactions are processed, with AI Close helping improve reporting accuracy during month-end.

Custom QC Checks

Write Quality Control checks in plain English. Digits then turns them into deterministic checks that run the same way across current and historical books, and surfaces exceptions in the Checklist. No hallucinations.

Review is configured through Books Close templates, tasks, roles, approvals, and built-in transaction checks during month-end close.

Review is configured through reports, Workpapers, Practice Manager workflows, templates, and firm-defined review processes.

Custom review workflows are configured through AI Close prompts and reusable AI tasks, with findings routed for accountant review.

Agentic Close

Agentic Close brings the accounting work together in the ledger. AI transaction automation, continuous reconciliation, Quality Control, and schedules continuously advance the close, shifting month-end tedium to exception review.

Books Close brings together templates, tasks, approvals, transaction checks, and AI summaries to organize the month-end close.

Month-end is managed through reports, reconciliation, Workpapers, Practice Manager, and firm workflows, with AI assisting selected accounting tasks.

AI Close brings together AI tasks, reusable checklists, prompts, and accuracy reviews to automate parts of month-end close, with accountant review before completion.

Brex statement

It's essential to look beyond automation alone

While Digits leads with a truly AI-native engine, it also outperforms traditional solutions like QuickBooks Online in other critical areas — like collaboration, user access, reporting, and real-time visibility.

Everything that keeps your firm moving

Accounting software should do more than keep the books. Compare reporting, collaboration, client onboarding, firm operations, and the tools that help teams scale.

QuickBooks
Xero
Puzzle
Firm Dashboard

One dashboard for every client. The Firm Dashboard shows clients, open Checklist items, filters, search, and accounts that need attention, with badges updating as work is resolved.

Accountant Suite gives firms a central view of QuickBooks clients, files, tasks, dashboards, alerts, workflows, and AI-assisted firm tools.

Practice Manager gives visibility into jobs, workflow, time, WIP, billing, invoicing, and practice operations.

Firm admin tools support team management, client access, and firm-wide resources, while accounting visibility centers on AI accounting, close, and review workflows.

Client Reporting

Reporting is built for recurring client delivery. Scheduled packages, custom dashboards, financial statements, management reporting, and dimensions live in the ledger.

QBO Advanced supports advanced reporting, classes, locations, projects, custom fields, and Accountant Suite dashboards depending on setup.

Xero includes reports, dashboards, tracking categories, projects, KPI analysis, cash-flow tools, benchmarking, and multicurrency reporting.

Puzzle offers financials, insights, custom reports on higher plans, plus classes, departments, and projects for startup-focused reporting.

Unified Platform

One platform for the firm's accounting work. Digits brings together the ledger, AI bookkeeping, AI reconciliation, Agentic Close, Quality Control, schedules, reporting, dimensions, and client workflows into one platform.

QuickBooks client files plus Accountant Suite, Books Close, Payroll, Bill Pay, Time, Payments, reporting, and apps depending on workflow.

Xero client files plus Practice Manager, Workpapers, partner tools, reporting, and apps depending on firm needs.

AI accounting and close platform with reporting and review workflows. Broader firm operations may depend on plan scope and integrations.

Client Setup Migration

Guided setup supports every client path. Firms can start fresh, import from QuickBooks, or migrate from another platform into a consistent Digits workflow.

Migration tools and Accountant Suite help move clients into QuickBooks, though setup spans individual QuickBooks files and firm-level tools.

Xero supports client conversion through migration services, partner resources, and setup workflows, with firms managing onboarding.

Puzzle supports migration from QuickBooks and other platforms, with timing and implementation depending on client complexity.

Firm Client Collaboration

Client requests stay tied to the books. Client portals, comments, and action items live inside the accounting workflow. Available on the go via the Digits iOS mobile app.

Accountant Suite centralizes client requests, tasks, workflows, and client data across QuickBooks files.

Partner tools support client records, jobs, tasks, billing, compliance, and communication workflows.

Provides a central inbox for firm/client requests, with collaboration tied to AI Close, review workflows, and accounting execution.

Client Billing Seats Roles

Unlimited team seats with centralized firm administration. Core Plus includes team access, role-based permissions, and central client administration, so firms can manage staff and client work from one place.

Client subscriptions can be accountant-billed, client-billed, or split-billed. Access inside each QuickBooks file varies by plan, with Accountant Suite roles and controls.

Firms can hold the billing relationship for client subscriptions. Xero business plans have no per-user license fees; partner and practice-management access depend on tier and permissions.

Firm pricing is custom. Team access, client access, permissions, and user groups are managed through firm admin tools, with seat packaging varying by plan.

Trusted by thousands of startups, small businesses, and accounting firms

Which Platform Is Right for You?

Digits

Is best for:

  • Accounting firms that want AI-native accounting – close, reporting, client work – in one tool.
  • Practices that want to spend less time on review because Digits learns from firm decisions across clients.
  • Teams that want to use their firm’s brand on client-ready reporting, dashboards, portals, and collaboration.
  • Partners who want visibility into AI performance, open exceptions, and capacity gains across every client.
QuickBooks , Xero & Puzzle

QuickBooks may be better for:

  • You prefer a broad partner ecosystem over consolidating AI accounting and firm workflows in one platform.
  • Your firm is deeply invested in the Intuit ecosystem across tax, payroll, payments, and client files.
  • Your team prefers familiar QuickBooks workflows and is comfortable managing close through tasks and review.
  • You’re willing to work across Accountant Suite, Books Close, apps, and plan-based client access.

Xero may be better for:

  • You’re comfortable with AI assistance layered into traditional workflows without published transaction-categorization benchmarks.
  • Your firm is standardized on Xero Practice Manager, Workpapers, tracking categories, and partner workflows.
  • Your team is comfortable with traditional month-end workflows supported by reports and reconciliation tools.
  • You prefer a broad partner ecosystem over consolidating AI accounting and firm workflows in one platform.

Puzzle may be better for:

  • You like your AI Close with training wheels: prompts, rules, checklists, and approvals instead of firm-trained automation that learns from your accounting decisions.
  • Your firm focuses heavily on startup accounting and wants AI-assisted bookkeeping and close workflows.
  • Your team is comfortable refining AI prompts and rules as part of transaction categorization and review.
  • Your firm is comfortable evaluating AI claims without published categorization benchmarks or training transparency.

Frequently asked questions

Digits uses proprietary accounting AI inside the ledger, with company, global, and firm models included in Core Plus. Xero and QBO use AI features across their accounting and firm tools, while Puzzle markets AI accounting and AI close workflows. The key difference is whether AI is built into the ledger and firm model or layered across connected workflows.

Digits Core Plus includes Agentic Close with Advanced Quality Review Agent. Firms can describe checks in plain English, and Digits turns them into deterministic checks that run consistently across the books. Xero and QBO support review through accounting workflows, workpapers, reports, anomaly detection, and firm tools. Puzzle supports AI close and review workflows, with packaging depending on the plan or firm setup.

Digits Agentic Close automates reconciliation, Quality Control checks, schedules, and scheduled reporting in one firm bundle. QBO’s month-end close workflow is built around Accountant Suite and Books Close. Xero firms may rely on Practice Manager, Workpapers, and the firm process. Puzzle offers AI Close and accounting automation, with firm packaging that may vary.

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