Digits vs. SoftLedger
Which accounting platform is best for modern businesses & firms?
The pace of modern finance doesn't wait for rules, clicks, and month-end marathons.
Digits is an AI-native accounting platform that reconciles to bank statements automatically, turns financials into live dimensional dashboards, and unlocks unlimited collaboration—no rules, no scripts, no seat limits.
What we compare
Where AI actually does the work, how teams collaborate, which reports drive decisions, and what you'll really pay.
Digits Core $100/mo vs. SoftLedger Standard (custom pricing; not listed publicly)
Features change—verify on vendor pages.
Built for AI, not before AI
Digits Core
$100/mo
SoftLedger Standard
Contact Sales
AI isn't a feature; it's the foundation. Digits is AI-native from day one, powered by the Agentic General Ledger™. Built for machine learning and trained on 170M+ real transactions, Digits auto-books, reconciles, and reviews continuously, then surfaces only the exceptions that need a human.
Cloud accounting built for multi-entity and consolidation. Rules- and workflow-driven (not AI-native automation).
Continuous AI Reconciliation: Digits automatically reconciles your accounts to bank statements (uploaded or connected) and flags only what needs review—so you can trust your numbers without doing the busywork.
Reconciliation is manual and rules-based—users match, review, and reconcile.
Ask Digits—purpose-built for accounting. One ledger-native assistant built into everything. It understands your real financial data and answers questions directly—not a chat layer sitting on top of reports.
No AI assistant for ledger Q&A.
Clear exception flags (Missing, Date mismatch, Duplicate, Overmatched) plus an audit trail so you can see exactly what changed and why.
Rules-based flags for unmatched/anomalous items with audit trails; no AI-driven prioritization.
As soon as statements arrive (uploaded or auto‑fetched), the reconciliation draft is automatically generated; you finalize in a few clicks.
Close is user-run—real-time reporting helps, but reconciliation and close remain human-driven.
AI does the routine work, you supervise the exceptions. Most activity is auto-booked; anything uncertain is surfaced for targeted review—so teams move from "preparing" the close to approving it.
Accuracy depends on manual review, rules, and standard controls; no confidence-based escalation.
Minimal ongoing effort: 24/7 AI bookkeeping and AI bank recs keep the ledger current. Drop in a statement. Digits takes it from there.
Manual workflows drive the day-to-day—more review and process management to keep books current.
More than automation. Built for scale.
If you're comparing platforms to find the best AI accounting software, don't stop at task automation. Digits' Agentic General Ledger™ is built for real-world finance teams—
Features & Limits beyond AI
Digits Core
$100/mo
SoftLedger Standard
Contact Sales
Unlimited users included —team, advisors, and auditors at no extra cost. Plans are billed on a per-business (or per-client) basis, not per seat.
Standard plan includes 3 users; pricing is custom (not listed publicly).
Built‑in comments across transactions, reports, categories, shared dashboards, and an Inbox to manage action items in one place.
No native client portal or in-line transaction commenting; collaboration is handled outside the platform or via custom integrations.
Departments + Locations are included out of the box, with dimensional dashboards and statement slicing. (Projects coming soon.)
Multi-dimensional support, including entities, cost centers, products, jobs, and custom dimensions.
Real-time KPI dashboards (multi-view, drag-and-drop); drill-through; scheduled, branded reports; export to PDF/CSV.
Real-time reporting with a configurable report builder and consolidation views—more report-builder oriented than dashboard-first.
12,000+ banks & cards via Plaid. Statements auto-fetched to Documents for many institutions; PDF-to-CSV where supported.
Bank feeds via Plaid. Manual CSV imports and Open Banking APIs are available for custom workflows.
All-in-one AI accounting with Connect API—core GL, bill pay, and invoicing built in, so you rely on fewer third-party add-ons, while still integrating with partners like Gusto, Ramp, BILL, Stripe, Mercury, and 12k+ banks.
API-first GL designed to integrate with external tools; bill pay, payroll, and payments are typically handled via integrations.
Built-in AI Bill Pay and AI Invoicing automates document capture, vendor data extraction, smart categorization, and streamlined approvals.
AP and AR modules included, but workflows are manual. Payments require integration with external providers.
Trusted by thousands of startups, small businesses, and accounting firms
I've been using QBO for 10 years - I love Digits so far. I think what you guys have is a game changer.
Digits is incredible. Intuitive, interactive, and finally gives the right insights beyond spreadsheets.
Digits combines a sleek dashboard with deep, nuanced insights — it’s the perfect balance.
I don’t spend time on accounting — and I love that.
Sleek interface, world-class support — I save hours every month at close.
Digits AI Invoicing makes managing my finances effortless. Everything’s in one place—no more platform hopping.
The smoothest invoicing tool I’ve used. Everything just works, and billing takes a fraction of the time.
Digits saves 6 hours per client and helps us deliver deeper insights.
The future of accounting isn’t crunching numbers — it’s managing the tools that do. That’s why I love Digits.
You don't have to sell me, the software sells itself.
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5 stars
on Product Hunt
Which Platform Is Right for You?
Digits Core
$100/mo
Is best for:
- Always-current books with statement-tied reconciliation that cuts month-end catch-up and rework
- Fast onboarding in minutes with real-time dashboards, built-in dimensions, and in-product collaboration
- Clear, upfront pricing with predictable packaging as you grow, without sales-scoped complexity
SoftLedger
SoftLedger Standard
Contact Sales
May be better for:
- Teams that prefer hands-on work, even if it means more manual reconciliation and close effort
- Organizations that can operate without custom dashboards and in-product collaboration to keep work moving
- Firms and CFOs comfortable with custom-quote pricing and add-ons like API credentials or analytics