Digits vs. Kick
Which accounting platform is best for modern businesses and firms?
The pace of modern finance doesn't wait for rules, clicks, and month-end marathons.
Digits is an AI-native accounting platform that reconciles to bank statements automatically, turns financials into live dimensional dashboards, and unlocks unlimited collaboration—no rules, no scripts, no seat limits.
What we compare
Where AI actually does the work, how teams collaborate, which reports drive decisions, and what you'll really pay.
Digits Core $100/mo vs. Kick Plus $125/mo
Features change—verify on vendor pages.
Built for AI, not before AI
Digits Core
$100/mo
Kick Plus
$125/mo
AI isn't a feature; it's the foundation. Digits is AI-native from day one, powered by the Agentic General Ledger™. Built for machine learning and trained on 170M+ real transactions, Digits auto-books, reconciles, and reviews continuously, then surfaces only the exceptions that need a human.
Uses bank data and user-defined rules to automate categorization, but it doesn’t publicly disclose the AI engine, how it’s trained, or any performance benchmarks.
Continuous AI Reconciliation: Digits automatically reconciles your accounts to bank statements (uploaded or connected) and flags only what needs review—so you can trust your numbers without doing the busywork.
Relies on user-built categorization rules and guided, statement-based reconciliation, where you run the process and approve matches—automation helps, but it doesn’t continuously reconcile in the background.
Ask Digits—purpose-built for accounting. One ledger-native assistant built into everything. It understands your real financial data and answers questions directly—not a chat layer sitting on top of reports.
No ledger-wide Q&A assistant is documented; Kick focuses on an ‘Actions’ feed of prompts and recommendations rather than conversational, ledger-native Q&A.
Clear exception flags (Missing, Date mismatch, Duplicate, Overmatched) plus an audit trail so you can see exactly what changed and why.
Review-queue suggestions, not exception flags. Kick proposes statement-match fixes (missing/duplicate/date) for approval, and categorization cleanup is mostly filter anything "Uncategorized" and edit.
As soon as statements arrive (uploaded or auto‑fetched), the reconciliation draft is automatically generated; you finalize in a few clicks.
You upload statements and Kick generates suggestions, but you must review/accept changes and complete reconciliation for each period—books don’t close until you finish that workflow.
AI does the routine work, you supervise the exceptions. Most activity is auto-booked; anything uncertain is surfaced for targeted review—so teams move from "preparing" the close to approving it.
Review-driven controls where accuracy depends on user verification of auto-categorization and reconciliation suggestions, with rules used to enforce consistency over time.
Minimal ongoing effort: 24/7 AI bookkeeping and AI bank recs keep the ledger current. Drop in a statement. Digits takes it from there.
Automation helps, but expect regular review and corrections, plus rule setup/maintenance to keep categorization consistent and close workflows moving.
More than automation. Built for scale.
If you're comparing platforms to find the best AI accounting software, don't stop at task automation. Digits' Agentic General Ledger™ is built for real-world finance teams—
Features & Limits beyond AI
Digits Core
$100/mo
Kick Plus
$125/mo
Unlimited users included —team, advisors, and auditors at no extra cost. Plans are billed on a per-business (or per-client) basis, not per seat.
Invite teammates/advisors with role-based permissions (accountants/bookkeepers supported).
Built‑in comments across transactions, reports, categories, shared dashboards, and an Inbox to manage action items in one place.
Shared workspace access that tracks changes rather than built-in commenting.
Departments + Locations are included out of the box, with dimensional dashboards and statement slicing. (Projects coming soon.)
Segmentation via Classes for grouping transactions and reporting by category.
Real-time KPI dashboards (multi-view, drag-and-drop); drill-through; scheduled, branded reports; export to PDF/CSV.
Real-time financial insights with downloadable reports and exports. Custom dashboard builder and scheduled delivery not currently documented publicly.
12,000+ banks & cards via Plaid. Statements auto-fetched to Documents for many institutions; PDF-to-CSV where supported.
Banks & cards via Plaid, plus direct integrations (e.g., Stripe, Gusto, Ramp, Mercury, PayPal, Relay).
All-in-one AI accounting with Connect API—core GL, bill pay, and invoicing built in, so you rely on fewer third-party add-ons, while still integrating with partners like Gusto, Ramp, BILL, Stripe, Mercury, and 12k+ banks.
Oriented around a shared workspace and partner program rather than an all-in-one platform. No API layer, no native bill pay, and no workflow-native inline commenting or custom dashboard builder.
Built-in AI Bill Pay and AI Invoicing automates document capture, vendor data extraction, smart categorization, and streamlined approvals.
Invoicing via Stripe integration; No native bill-pay workflow.
Trusted by thousands of startups, small businesses, and accounting firms
I've been using QBO for 10 years - I love Digits so far. I think what you guys have is a game changer.
Digits is incredible. Intuitive, interactive, and finally gives the right insights beyond spreadsheets.
Digits combines a sleek dashboard with deep, nuanced insights — it’s the perfect balance.
I don’t spend time on accounting — and I love that.
Sleek interface, world-class support — I save hours every month at close.
Digits AI Invoicing makes managing my finances effortless. Everything’s in one place—no more platform hopping.
The smoothest invoicing tool I’ve used. Everything just works, and billing takes a fraction of the time.
Digits saves 6 hours per client and helps us deliver deeper insights.
The future of accounting isn’t crunching numbers — it’s managing the tools that do. That’s why I love Digits.
You don't have to sell me, the software sells itself.
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5 stars
on Product Hunt
Which Platform Is Right for You?
Digits Core
$100/mo
Is best for:
- Businesses and firms that care about transparency in how automation is built, trained, and validated
- Organizations that want an all-in-one accounting platform (GL + invoicing + bill pay) with collaboration built into the ledger workflow
- Finance teams that want AI-first, exception-based bookkeeping—the system does the work and humans review what’s flagged
Kick
Kick Plus
$125/mo
May be better for:
- Teams that prefer hands-on bookkeeping with regular review and reconciliation work
- Organizations that are satisfied with standard reports and downloads (rather than custom dashboards, branded reports, or scheduled delivery)
- Users who are okay with limited public transparency into AI training/benchmarks, making performance harder to evaluate upfront